# Credit Authorizers, Checkers, and Clerks

> Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

- Code: 43-4041.00 (O*NET-SOC; SOC 2018 43-4041)
- Family: [Office & Administrative Support](https://foundation.org.ai/occupations#family-43), one of its 55 occupations
- Tasks: 16 tasks (4 core, 7 supplemental and 5 not rated)
- Page: https://foundation.org.ai/occupations/43-4041.00
- JSON: https://foundation.org.ai/data/tasks/43-4041.00.json

## What the work is made of

1. Keep records of customers' charges and payments.  
   Core task · Task 23297 · Rated by O*NET analysts, November 2020
2. Compile and analyze credit information gathered by investigation.  
   Core task · Task 23298 · Rated by O*NET analysts, November 2020
3. Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.  
   Core task · Task 23299 · Rated by O*NET analysts, November 2020
4. Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.  
   Core task · Task 23300 · Rated by O*NET analysts, November 2020
5. Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.  
   Supplemental task · Task 23301 · Rated by O*NET analysts, November 2020
6. File sales slips in customers' ledgers for billing purposes.  
   Supplemental task · Task 23302 · Rated by O*NET analysts, November 2020
7. Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.  
   Supplemental task · Task 23303 · Rated by O*NET analysts, November 2020
8. Mail charge statements to customers.  
   Supplemental task · Task 23304 · Rated by O*NET analysts, November 2020
9. Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.  
   Supplemental task · Task 23305 · Rated by O*NET analysts, November 2020
10. Relay credit report information to subscribers by mail or by telephone.  
   Supplemental task · Task 23306 · Rated by O*NET analysts, November 2020
11. Prepare credit cards or charge account plates.  
   Supplemental task · Task 23307 · Rated by O*NET analysts, November 2020
12. Call customers to collect payment on delinquent accounts.  
   Not rated · Task 23308 · Listed by O*NET analysts, November 2020
13. Consult with customers to resolve complaints or verify financial or credit transactions.  
   Not rated · Task 23309 · Listed by O*NET analysts, November 2020
14. Contact former employers and other acquaintances to verify applicants' references, employment, health history, or social behavior.  
   Not rated · Task 23310 · Listed by O*NET analysts, November 2020
15. Prepare reports of findings and recommendations.  
   Not rated · Task 23311 · Listed by O*NET analysts, November 2020
16. Review individual or commercial customer files to identify and select delinquent accounts for collection.  
   Not rated · Task 23312 · Listed by O*NET analysts, November 2020

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## Where this comes from

Quoted from O*NET 29.0, U.S. Department of Labor, Employment and Training Administration, under CC BY 4.0: free to copy and reuse, with credit. Nothing on this page is written by the Org.AI Foundation.
