# Insurance Sales Agents > Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company. - Code: 41-3021.00 (O*NET-SOC; SOC 2018 41-3021) - Family: [Sales](https://foundation.org.ai/occupations#family-41), one of its 23 occupations - Tasks: 19 tasks (14 core and 5 supplemental) - Page: https://foundation.org.ai/occupations/41-3021.00 - JSON: https://foundation.org.ai/data/tasks/41-3021.00.json ## What the work is made of 1. Customize insurance programs to suit individual customers, often covering a variety of risks. Core task · Task 720 · Rated by 67 people who do the job, August 2018 2. Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance, or specialized policies, such as marine, farm/crop, and medical malpractice. Core task · Task 721 · Rated by 67 people who do the job, August 2018 3. Explain features, advantages, and disadvantages of various policies to promote sale of insurance plans. Core task · Task 724 · Rated by 67 people who do the job, August 2018 4. Perform administrative tasks, such as maintaining records and handling policy renewals. Core task · Task 728 · Rated by 67 people who do the job, August 2018 5. Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients. Core task · Task 723 · Rated by 67 people who do the job, August 2018 6. Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries. Core task · Task 718 · Rated by 67 people who do the job, August 2018 7. Confer with clients to obtain and provide information when claims are made on a policy. Core task · Task 727 · Rated by 67 people who do the job, August 2018 8. Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage. Core task · Task 722 · Rated by 67 people who do the job, August 2018 9. Contact underwriter and submit forms to obtain binder coverage. Core task · Task 725 · Rated by 67 people who do the job, August 2018 10. Select company that offers type of coverage requested by client to underwrite policy. Core task · Task 729 · Rated by 67 people who do the job, August 2018 11. Ensure that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms. Core task · Task 726 · Rated by 67 people who do the job, August 2018 12. Develop marketing strategies to compete with other individuals or companies who sell insurance. Core task · Task 731 · Rated by 67 people who do the job, August 2018 13. Calculate premiums and establish payment method. Core task · Task 719 · Rated by 67 people who do the job, August 2018 14. Attend meetings, seminars, and programs to learn about new products and services, learn new skills, and receive technical assistance in developing new accounts. Core task · Task 732 · Rated by 67 people who do the job, August 2018 15. Monitor insurance claims to ensure they are settled equitably for both the client and the insurer. Supplemental task · Task 730 · Rated by 67 people who do the job, August 2018 16. Plan and oversee incorporation of insurance program into bookkeeping system of company. Supplemental task · Task 735 · Rated by 67 people who do the job, August 2018 17. Inspect property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk. Supplemental task · Task 733 · Rated by 66 people who do the job, August 2018 18. Install bookkeeping systems and resolve system problems. Supplemental task · Task 734 · Rated by 66 people who do the job, August 2018 19. Explain necessary bookkeeping requirements for customer to implement and provide group insurance program. Supplemental task · Task 736 · Rated by 65 people who do the job, August 2018 ## More in Sales - [Advertising Sales Agents](https://foundation.org.ai/occupations/41-3011.00): 20 tasks - [Cashiers](https://foundation.org.ai/occupations/41-2011.00): 28 tasks - [Counter and Rental Clerks](https://foundation.org.ai/occupations/41-2021.00): 16 tasks - [Demonstrators and Product Promoters](https://foundation.org.ai/occupations/41-9011.00): 21 tasks - [Door-to-Door Sales Workers, News and Street Vendors, and Related Workers](https://foundation.org.ai/occupations/41-9091.00): 12 tasks - [First-Line Supervisors of Non-Retail Sales Workers](https://foundation.org.ai/occupations/41-1012.00): 18 tasks - [First-Line Supervisors of Retail Sales Workers](https://foundation.org.ai/occupations/41-1011.00): 21 tasks - [Gambling Change Persons and Booth Cashiers](https://foundation.org.ai/occupations/41-2012.00): 13 tasks - [Models](https://foundation.org.ai/occupations/41-9012.00): 10 tasks - [Parts Salespersons](https://foundation.org.ai/occupations/41-2022.00): 19 tasks - [Real Estate Brokers](https://foundation.org.ai/occupations/41-9021.00): 17 tasks - [Real Estate Sales Agents](https://foundation.org.ai/occupations/41-9022.00): 33 tasks - [Retail Salespersons](https://foundation.org.ai/occupations/41-2031.00): 24 tasks - [Sales and Related Workers, All Other](https://foundation.org.ai/occupations/41-9099.00): no tasks listed - [Sales Engineers](https://foundation.org.ai/occupations/41-9031.00): 25 tasks - [Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel](https://foundation.org.ai/occupations/41-3091.00): 15 tasks - [Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products](https://foundation.org.ai/occupations/41-4012.00): 18 tasks - [Sales Representatives, Wholesale and Manufacturing, Technical and Scientific Products](https://foundation.org.ai/occupations/41-4011.00): 33 tasks - [Securities, Commodities, and Financial Services Sales Agents](https://foundation.org.ai/occupations/41-3031.00): 30 tasks - [Solar Sales Representatives and Assessors](https://foundation.org.ai/occupations/41-4011.07): 13 tasks - [Telemarketers](https://foundation.org.ai/occupations/41-9041.00): 12 tasks - [Travel Agents](https://foundation.org.ai/occupations/41-3041.00): 8 tasks ## Where this comes from Quoted from O*NET 29.0, U.S. Department of Labor, Employment and Training Administration, under CC BY 4.0: free to copy and reuse, with credit. 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