# Actuaries > Analyze statistical data, such as mortality, accident, sickness, disability, and retirement rates and construct probability tables to forecast risk and liability for payment of future benefits. May ascertain insurance rates required and cash reserves necessary to ensure payment of future benefits. - Code: 15-2011.00 (O*NET-SOC; SOC 2018 15-2011) - Family: [Computer & Mathematical](https://foundation.org.ai/occupations#family-15), one of its 38 occupations - Tasks: 15 tasks (12 core and 3 supplemental) - Page: https://foundation.org.ai/occupations/15-2011.00 - JSON: https://foundation.org.ai/data/tasks/15-2011.00.json ## What the work is made of 1. Ascertain premium rates required and cash reserves and liabilities necessary to ensure payment of future benefits. Core task · Task 3500 · Rated by 28 occupational experts, August 2023 2. Collaborate with programmers, underwriters, accounts, claims experts, and senior management to help companies develop plans for new lines of business or improvements to existing business. Core task · Task 3503 · Rated by 28 occupational experts, August 2023 3. Analyze statistical information to estimate mortality, accident, sickness, disability, and retirement rates. Core task · Task 3501 · Rated by 28 occupational experts, August 2023 4. Design, review, and help administer insurance, annuity and pension plans, determining financial soundness and calculating premiums. Core task · Task 3502 · Rated by 27 occupational experts, August 2023 5. Determine, or help determine, company policy, and explain complex technical matters to company executives, government officials, shareholders, policyholders, or the public. Core task · Task 3504 · Rated by 28 occupational experts, August 2023 6. Construct probability tables for events such as fires, natural disasters, and unemployment, based on analysis of statistical data and other pertinent information. Core task · Task 3508 · Rated by 28 occupational experts, August 2023 7. Provide advice to clients on a contract basis, working as a consultant. Core task · Task 3506 · Rated by 28 occupational experts, August 2023 8. Determine equitable basis for distributing surplus earnings under participating insurance and annuity contracts in mutual companies. Core task · Task 3512 · Rated by 28 occupational experts, August 2023 9. Negotiate terms and conditions of reinsurance with other companies. Core task · Task 20951 · Rated by 28 occupational experts, August 2023 10. Provide expertise to help financial institutions manage risks and maximize returns associated with investment products or credit offerings. Core task · Task 3511 · Rated by 28 occupational experts, August 2023 11. Testify before public agencies on proposed legislation affecting businesses. Core task · Task 3505 · Rated by 28 occupational experts, August 2023 12. Determine policy contract provisions for each type of insurance. Core task · Task 3509 · Rated by 28 occupational experts, August 2023 13. Testify in court as expert witness or to provide legal evidence on matters such as the value of potential lifetime earnings of a person disabled or killed in an accident. Supplemental task · Task 3507 · Rated by 28 occupational experts, August 2023 14. Explain changes in contract provisions to customers. Supplemental task · Task 3513 · Rated by 28 occupational experts, August 2023 15. Manage credit and help price corporate security offerings. 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