# Insurance Underwriters

> Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

- Code: 13-2053.00 (O*NET-SOC; SOC 2018 13-2053)
- Family: [Business & Financial](https://foundation.org.ai/occupations#family-13), one of its 50 occupations
- Tasks: 7 tasks (7 core)
- Page: https://foundation.org.ai/occupations/13-2053.00
- JSON: https://foundation.org.ai/data/tasks/13-2053.00.json

## What the work is made of

1. Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.  
   Core task · Task 21045 · Rated by 30 occupational experts, August 2018
2. Decline excessive risks.  
   Core task · Task 1261 · Rated by 30 occupational experts, August 2018
3. Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.  
   Core task · Task 1262 · Rated by 30 occupational experts, August 2018
4. Evaluate possibility of losses due to catastrophe or excessive insurance.  
   Core task · Task 1263 · Rated by 30 occupational experts, August 2018
5. Review company records to determine amount of insurance in force on single risk or group of closely related risks.  
   Core task · Task 1265 · Rated by 30 occupational experts, August 2018
6. Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.  
   Core task · Task 1264 · Rated by 30 occupational experts, August 2018
7. Authorize reinsurance of policy when risk is high.  
   Core task · Task 1266 · Rated by 30 occupational experts, August 2018

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## Where this comes from

Quoted from O*NET 29.0, U.S. Department of Labor, Employment and Training Administration, under CC BY 4.0: free to copy and reuse, with credit. Nothing on this page is written by the Org.AI Foundation.
